Re: [ST] dairyland bait&switch?

["Scott Inman" <scott__inman@xxxxxxxxxxx>]

Well Brian, I wouldn't fuss too much.

Here in Massachusetts (aka TAXachusetts), if you want collision on your 
bike, it will cost you $1000 plus a $500 decuctable!

My old man registered his Harley in NH with collision, fire, theft, comp, 
roadside assistance (he's going to need it!), and everything else under the 
sun for $420!  That bike is over $20,000, while my Triumph is only $11,000, 
yet my insurance w/collision would be $1600!

Trust me, your better off than us yankees!

Scott



>From: brd <brd@xxxxxxx>
>Reply-To: ST@xxxxxxxxxxxxxx
>To: ST@xxxxxxxxxxxxxx
>Subject: [ST] dairyland bait&switch?
>Date: Wed, 27 Jun 2001 11:32:29 -0500
>
>
>Before I got my bike, I got a quote for $420 from Dairyland Ins.  Then
>I got the bike, went to a local agent, signed up, paid the $420 for the
>full year.  (This was over 6 weeks ago, and I still haven't received
>my paperwork and proof of insurance, but that's another story.)  Then
>monday I get a bill from dairyland for another $160.  I call and they
>said, oh the type of bike we quoted you on was diff from the type (or
>category or whatever rating scheme the insurance industry uses) for the
>VIN of your bike, which is actually a higher rate.  How difficult can it
>be to look up "Triumph Sprint ST" and see what category it falls in?
>
>Besides that, when I got the quote, I didn't even own the bike, so how
>could I give them a vin?  One of the reasons I decided to get a sprint
>was because of this quote they gave me. (yes, I know $580 is still lower
>than coverage for most other bikes out there)
>
>The rep even said, "in some states, we're required to honor quotes, but
>texas is not one of them," so it sounded like she was familiar with this
>scenario.
>
>I'm pretty steamed, since this is over a 1/3 "hike" in rates, but I
>guess there's nothing I can do about it.  I'm not likely to find another
>company with lower or comparable rates that I can switch to, unless
>anyone has suggestions?
>
>I'm tempted to call and get a quote from them with a different vin,
>maybe change the last digit on mine, just to see if they quote me the
>$420 or $580.  Also, I might write the BBB just for good measure.
>
>I don't have any real questions, other than has anyone else had
>dairyland do this to them with their ST (or other bike)?
>
>Laters,
>Brian
>
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