Re: [ST] dairyland bait&switch?

["John Petrey, Jr." <john@xxxxxxxxxxxxxx>]

I got the $160 quote (Dairyland) the week before Western Rallye, rushed over
there & wrote them a check. Previously I had liability only. I keep waiting
for a letter saying something like "Our website and also our Agent made a
mistake, cough up another $300."

John
Red ' 00 ST
- ----- Original Message -----
From: brd <brd@xxxxxxx>
To: <ST@xxxxxxxxxxxxxx>
Sent: Wednesday, June 27, 2001 11:32 AM
Subject: [ST] dairyland bait&switch?


>
> Before I got my bike, I got a quote for $420 from Dairyland Ins.  Then
> I got the bike, went to a local agent, signed up, paid the $420 for the
> full year.  (This was over 6 weeks ago, and I still haven't received
> my paperwork and proof of insurance, but that's another story.)  Then
> monday I get a bill from dairyland for another $160.  I call and they
> said, oh the type of bike we quoted you on was diff from the type (or
> category or whatever rating scheme the insurance industry uses) for the
> VIN of your bike, which is actually a higher rate.  How difficult can it
> be to look up "Triumph Sprint ST" and see what category it falls in?
>
> Besides that, when I got the quote, I didn't even own the bike, so how
> could I give them a vin?  One of the reasons I decided to get a sprint
> was because of this quote they gave me. (yes, I know $580 is still lower
> than coverage for most other bikes out there)
>
> The rep even said, "in some states, we're required to honor quotes, but
> texas is not one of them," so it sounded like she was familiar with this
> scenario.
>
> I'm pretty steamed, since this is over a 1/3 "hike" in rates, but I
> guess there's nothing I can do about it.  I'm not likely to find another
> company with lower or comparable rates that I can switch to, unless
> anyone has suggestions?
>
> I'm tempted to call and get a quote from them with a different vin,
> maybe change the last digit on mine, just to see if they quote me the
> $420 or $580.  Also, I might write the BBB just for good measure.
>
> I don't have any real questions, other than has anyone else had
> dairyland do this to them with their ST (or other bike)?
>
> Laters,
> Brian
>
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