Re: [ST] Insurance

[Chad Palenshus <palenshus@xxxxxxxx>]

Couple of things on this post...  Not to pick on Steve here, but two things...

A 1971 Seca?  Did you typo and mean '81?  I have an '83 Maxim 750... 
currently out of commission.  My insurance on that nothing near my '95 
Katana 750 and I too have State Farm.  I know that my insurance would be 
cheaper on a '99 VFR over a '99 ST as I called and got quotes for 
both.  But they don't strictly go by size of the bike...   They go by year 
as well.  They used to go by accident history of the type of bike, but when 
they switched to a flat full 12 month coverage over 9 month and 6 month 
coverage, they switched to this setup.  Much better for the insuree.  Now I 
got all that info from my agent last year.

A buddy of mine is switching to State Farm because he was with Nationwide 
and the Katana that he is buying from me is on their ban list.  I guess 
they'll insure your bike until that type of bike is in so many accidents 
and then they just won't offer insurance on it anymore...  Now that just 
doesn't make any sense at all to me...


Chad



At 07:32 PM 3/15/2001 -0800, you wrote:
>Just a quick note on the insurance question regarding
>the difference between the VFR and the Sprint.  I have
>had State Farm for many years (never had a problem
>with a claim).  State Farm bases the cost of insurance
>for a motorcycle on engine size only.  That means that
>my 1971 Yamaha Seca 750 was costing me about
>$275.00/year and if I had bought a VFR 750, GSXR 750,
>Ducati 750 sport etc. etc. I would have paid the same
>(strange but true).
>
>The Sprint, being 955cc (I also lowered the deductable
>quite a bit) is now at about $450.00/year.  The VFR at
>800cc would be a bit lower.
>
>They may be a bit more expensive but they respond
>quickly to claims, cut checks right away, all quotes
>are written with OEM parts.
>
>Anyway...that's what I know about that.
>
>By the way...being as the bike is in storage for a few
>more weeks a little winter canoe trip was just the
>ticket last weekend.  The Rome Pond Wildlife Refuge is
>a large protected wetland area Southwest of Milwaukee.
>  It is beautiful.  With no foliage and minimal grass
>you can see everything.  Millions of geese, ducks,
>cranes, rare and common...it was very cool.  For
>anyone interested in wildlife and experiencing
>outdoors this is an excellent way to spend a day.
>
>Steve Bergman
>
>00 Sprint ST  (frosty blue)
>
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