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Re: [ST] Is it time for the Insurance thead yet?
- Subject: Re: [ST] Is it time for the Insurance thead yet?
- From: Martin Waltman <marty_rw@xxxxxxxxx>
- Date: Mon, 2 Feb 2004 07:09:47 -0800 (PST)
Some insurance companies don't want to insure
motorcycles period. USAA told a friend of mine that
they were planning on pricing him out of the policy.
Same story as you Al 30yrs+ clean license both auto
and motorcycle. I think that explains the difference
in prices.
Martin
- --- Al Garvin <agarvin@xxxxxxxxxx> wrote:
> Well boys and girls,
> It's time for me to go shopping for insurance
> for next year. I'm
> currently with Progressive. Have been with them for
> 1 year. I paid $370
> for full coverage last year. I'm 57, married, had a
> drivers license for
> 40 years, a motorcycle license for 35 years, no
> accidents or tickets in
> last 7 years. So I get my renewal from Progressive
> and they want $434
> for next year. So I call them and ask the person
> meaning the desk today
> how come it is up when all that happened last year
> was that I sent them
> my money and they sent me a little slip of paper
> which said I was
> insured for a year. I know everyones rates may vary,
> my problem is not
> with the price but with the increase. He said I was
> getting some kind
> of special California rate last year and they were
> not offering that
> rate this year. So I decided to shop around ( what a
> pain in the a**
> that was). I did a goggle search for "California
> motorcycle insurance"
> and then called several of the hits. I got quotes
> ranging from $900 yr.
> to $400 a year. No one had a good explanation as to
> why there was such
> a large gap for the same coverage on the same bike
> and the same rider.
> One of the people I called was a broker in Southern
> Cal., I live in
> Northern Cal., and guess what. He gives me a quote
> for same coverage I
> currently have for $350. So I ask who the insurance
> co is and he says
> Progressive. What's up with that? Now last year I
> dropped my bike in a
> parking lot, on a curb and destroyed the right side
> fairing pieces,
> $1000.00 for new plastic. I did not file a claim as,
> it was my stupid
> fault and I didn't think I should ask the insurance
> company to put out
> $1000.00 minus my $250 deductible for my mistake. I
> think these
> insurance companies are just pulling these quotes
> out of their butts and
> hoping to be lower than the last guy so they will
> get my business. I'm
> still looking. I found one company that came in
> about the same as
> Progressive, last year and I think they are going to
> the the winner this
> year. I think these guys are all ex-used car
> salesmen.
> Al
>
>
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