Re: [ST] Is it time for the Insurance thead yet?

[Craig Tate <craigtt@xxxxxxxxxxxxx>]

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Rod,
I've been using USAA since the late 60's also (old fart) and have a very 
clean driving record.  I've never been able to beat USAA's auto rates, but 
I was really shocked when I tried to insure my Sprint with them.  They 
were, in fact, twice the price as Progressive.  When USAA gave me the 
quote, I said, "You've got to be kidding."  To which they responded they 
didn't try to be competitive on motorcycle quotes.  Despite their good 
claims service, they didn't get my motorcycle business.  By the way, State 
Farm also beat USAA's rates on home insurance.

I recently added a Ducati to my Progressive policy and it was almost twice 
the price as the Sprint.  Same driver, same record, two bikes, one driver - 
it seemed high to me.  I guess they consider a smaller displacement "Sport" 
bike much more of a risk than a "Sport Tourer."

If you're getting better or similar bike rates with USAA, I'd stay with 
them, it didn't work for me.

Craig

At 11:13 AM 2/2/2004 -0500, you wrote:

>I've been using USAA for cars, boats, bikes, and houses for over 25 years.
>I hear what guys are paying much lower for insurance with Progressive,
>AllState, Dairyland, etc, but when I go to them for a quote, I always wind
>up with either, about the same (which is a no brainer if you ever had a
>claim with USAA because they are great) or more.   I've even had guys put
>things like $200 a year for their coverage on a list.  Yea, 1986 Concours,
>blue book of 50 cents and they live in North Dakota where you have to wait
>for a congressman to come along to run you over AND they only have one of
>those in the entire state (please, this is not a cheap shot at the Dakotas).
>
>If you think I'm full of crap, please point me at one of the low cost
>outfits and I'll get my USAA policy and compare them apples to apples then
>I'll post the results.
>Rod
>
>----- Original Message -----
>From: "Craig Tate" <craigtt@xxxxxxxxxxxxx>
>To: <ST@xxxxxxxxxxxxxx>
>Sent: Monday, February 02, 2004 10:23 AM
>Subject: Re: [ST] Is it time for the Insurance thead yet?
>
>
> > I went with Progressive at half the price of USAA.  USAA told me they
>don't
> > try to be competitive on motorcycle policies (i.e., they don't want to
> > write them).
> >
> > Craig
> >
> > At 07:09 AM 2/2/2004 -0800, you wrote:
> >
> >
> > >Some insurance companies don't want to insure
> > >motorcycles period. USAA told a friend of mine that
> > >they were planning on pricing him out of the policy.
> > >Same story as you Al 30yrs+ clean license both auto
> > >and motorcycle. I think that explains the difference
> > >in prices.
> > >
> > >Martin
> >
>
>
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