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Re: [ST] Helmet laws ( Was Wrap Up )
- Subject: Re: [ST] Helmet laws ( Was Wrap Up )
- From: <dbardell@xxxxxxxxxxxxxx>
- Date: Thu, 22 Jun 2006 16:22:02 +0000
Matt,
This makes way too much sense - try getting it past the
lawyers/politicians.
Love the idea though- same as high performance cars/bikes
that have high accidents rates- the higher the
performance/crash rate - the higher the premium.
At least fairer than the present situation.
Dave
On Thu, 22 Jun 2006 09:14:56 -0700
Matt Knowles <matt@xxxxxxxxxxxxxxxxxxx> wrote:
>I've always thought it should work like this:
>
>1. There would be no helmet laws.
>
>2. When you go to buy insurance, they ask you, "Would
>that be a helmet,
>or no helmet policy?" and charge you accordingly.
>
>3. If you sign up for a helmet policy and crash with out
>one, your
>insurance company has the option of declining to pay for
>any injuries,
>head related or not.
>
>I don't want to force anyone to wear one, but I don't
>want my insurance
>premiums supporting stupid people either.
>
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