Re: Airborne

["Martin Retherford" <m_retherford@xxxxxxxxxxx>]

Lance,
  Take it to a shop and pay them for an estimate.  Get them to cut a check 
to you for the repairs minus your deductible and all should be good.
  Depending on the adjuster and the insurance company they will pay you 
direct or they will make the check payable to both you and the dealer.
  DO NOT PERFORM ANY DISASSEMBLY OR REMOVAL YOURSELF.  WAIT UNTIL THE 
ADJUSTER SEES THE BIKE AND LET THE ADJUSTER FIGHT WITH THE DEALER FOR THE 
PRICE OF THE REPAIR.  DO NOT ENGAGE THEM DIRECTLY FOR NEGOCIATING A REPAIR 
COSTS AS THEY ARE SPECIALIST IN RIPPING PEOPLE OFF IN SITUATIONS LIKE THIS.
  They will fight you much harder than a dealer over repair costs and you 
will end up eating more that your deductible to repair the bike.
  This is all relative to the insurance company of course.  It is better to 
error on the side of caution then to get screwed.

Martin R.


>From: "Lance LaCerte, Psy.D." <LACPSYD@xxxxxxxxxxxxx>
>Reply-To: ST@xxxxxxxxxxxxxx
>To: "Sprint ST mailing list" <ST@xxxxxxxxxxxxxx>
>Subject: Airborne
>Date: Sat, 21 Oct 2000 08:51:22 -0600
>
>Hi Gang,
>
>Just wanted some input as I have now officially joined the list of airborne
>ST riders.
>
>Going a little hot and heavy into a sweet set of twisties, I stood the 
>scoot
>up on purpose and planned on riding her off the tarmac and onto the
>gravel/grass--- unfortunately I grabbed a little too much front brake, the
>front end lost it in the gravel, stopped abruptly, and launched me over the
>handle bars.
>
>So, my hats off to Arai for protecting my head (going into a tuck over the
>handle bars it appears that my head hit first) and Z leathers for 
>protecting
>my own hide.  Bruised for sure but able to walk away, I still can't imagine
>these idiots riding around in shorts, a tank top and sandals.
>
>Here's the issue/question:  My last crash was about 8 years ago (i.e., I
>don't remember how I went about this re: the insurance company) and since I
>do most of my own work, I plan on contacting my insurance, but ordering the
>parts and doing my own labor replacing them.  1) Should I leave the bike as
>is for them to see or can I go ahead and take off all of the broken 
>hardware
>so I can take a complete inventory?   2) When negotiating a price, can I
>expect them to cut me a check (after my deductible has been paid) which 
>will
>include the estimated cost of labor that a shop would charge to put it all
>back together?  (p.s.   State Farm is my insurer)
>
>Any help on this would be appreciated.
>
>Thanks in advance,
>
>Lance "Dawgmanaut" LaCerte,   Denver, CO
>
>
>
>
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