Re: [ST] Insurance premiums up in CA

["Albert Garvin" <agarvin@xxxxxxxxxxxxx>]

Blake,
  Just went through this myself at the end of Feb. I was with GMAC and was
paying $265.00 per YEAR. Got my renewal from them and it went to $$06.00 per
year. I just got insurance through Progressive for $370.00 a year for
Liability 100K/300K
Prop Damage 50K
Uninsured/Underinsured motorist 30K/60K
Uninsured Prop Damage 3.5K
Comprehensive  $250 Deduct.
Collision      $500 Deduct.
Custom Parts to 1K with 100 deduct.
Roadside Assistance    free

For a rider 56 male  clean record
A couple of months ago I dropped my bike in a parking lot on a curb and
exploded the fairing on the right hand side. Took out bottom, side and top
(windshield fairing) to the tune of $900.00. Not wanting my insurance to go
up and because it was a stupid mistake on my part, I did not turn in an
insurance claim as I had only paid in $ 265 and they would have had to pay
out $650. They raised my rates anyway and when I asked why the said because
they have had to pay out so many claims. The interesting thing was liability
cost of last year vs this year was:  liability stayed the same $29.00 Prop
damage stayed the same $15.00 Passinger lib the same at $14.00
Underinsured/Uninsured motorist the same at $109. Comprehensive went up from
$18. to $59 and Collision went up from $80. to $180.
Al
- ----- Original Message -----
From: "Blake Sobiloff" <sobiloff@xxxxxxxxxxxxxx>
To: "Triumph ST list" <ST@xxxxxxxxxxxxxx>
Sent: Tuesday, March 04, 2003 1:53 PM
Subject: [ST] Insurance premiums up in CA


> Just got my 6-mo. bill for insurance on my 2000 ST. It's up $100 over
> the last bill, to $450. When I moved out here (CA) in April of 2000, I
> paid $325/6 mo.
>
> This is for a 33 year-old male with a clean record.
>
> I find it useless to compare rates if folks don't include the amount of
> coverage they pay for, so here's mine with State Farm:
>
> Liability (Bodily): $100K/$300K
> Liability (Property): $50K
> Deductible (Comp.): $100
> Deductible (Coll.): $250
> Uninsured (Bodily): $100K/$300K
> Uninsured (Property)
> --
> Blake "Dawgbert" Sobiloff <sobiloff@xxxxxxxxxxxxxx>
> San Jose, CA (USA)
> "The problem with smoking guns is that you can
> not find them until after they have been fired."
>
>
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