Re: [ST] Is it time for the Insurance thead yet?

["Daniel Wallander" <triumph99@xxxxxxxxxxxxx>]

Everyone has different circumstances when going for insurance, such as
location, experience, tickets, crashes, age, marital status, etc. 
Sometimes I think the insurance companies are just using a random number
generator for premuims.  They make you give them all kinds of info and the
computer ignores all that and spits out a number.

My experiences with USAA on the Triumph match yours.  Progressive wants
three times more than USAA (1800 vs 600) on the Sprint, however, USAA want
four times as much on the liability for the beemer than Markel (200 vs 50).
Progressive didn't seem to realize there are vehicles from 1974 on the road.

Way too many variables here.  What I can attest to, is that I have had no
problems dealing with either USAA or Markel.  Both companies have been
exemplary to date.  In my claims history, USAA and State Farm were easy to
deal with where I had nothing but problems with Farmers.

Dan Wallander
Albuquerque, New Mexico
www.danwallander.com 
Triumph Sprint ST :: BMW R90/6
TSRA-VP, ABC#6313, IBA, HSTA


> I've been using USAA for cars, boats, bikes, and houses for over 25 years.
> I hear what guys are paying much lower for insurance with Progressive,
> AllState, Dairyland, etc, but when I go to them for a quote, I always wind
> up with either, about the same (which is a no brainer if you ever had a
> claim with USAA because they are great) or more.   I've even had guys put
> things like $200 a year for their coverage on a list.  Yea, 1986 Concours,
> blue book of 50 cents and they live in North Dakota where you have to wait
> for a congressman to come along to run you over AND they only have one of
> those in the entire state (please, this is not a cheap shot at the
Dakotas).
>
> If you think I'm full of crap, please point me at one of the low cost
> outfits and I'll get my USAA policy and compare them apples to apples then
> I'll post the results.
> Rod
>




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