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Re: [ST] Is it time for the Insurance thead yet?



My two centavos:

Coverage for my '01 ST, and '01 Speed Triple, major coverage, uninsured
asshole option, 250 deductible, both bikes, $820.00 combined/ 12 month
policy.  No felonies, accidents, or claims.  The Triple is 200.00 more
annually than the ST, my agent referred to the bike as "the scary one in
Mission Impossible 2"

Denis Liakos
Tom Cruising in
South Windsor, CT
- ----- Original Message ----- 
From: "Daniel Wallander" <triumph99@xxxxxxxxxxxxx>
To: <ST@xxxxxxxxxxxxxx>
Sent: Monday, February 02, 2004 12:01 PM
Subject: Re: [ST] Is it time for the Insurance thead yet?


> Everyone has different circumstances when going for insurance, such as
> location, experience, tickets, crashes, age, marital status, etc.
> Sometimes I think the insurance companies are just using a random number
> generator for premuims.  They make you give them all kinds of info and the
> computer ignores all that and spits out a number.
>
> My experiences with USAA on the Triumph match yours.  Progressive wants
> three times more than USAA (1800 vs 600) on the Sprint, however, USAA want
> four times as much on the liability for the beemer than Markel (200 vs
50).
> Progressive didn't seem to realize there are vehicles from 1974 on the
road.
>
> Way too many variables here.  What I can attest to, is that I have had no
> problems dealing with either USAA or Markel.  Both companies have been
> exemplary to date.  In my claims history, USAA and State Farm were easy to
> deal with where I had nothing but problems with Farmers.
>
> Dan Wallander
> Albuquerque, New Mexico
> www.danwallander.com
> Triumph Sprint ST :: BMW R90/6
> TSRA-VP, ABC#6313, IBA, HSTA
>
>
> > I've been using USAA for cars, boats, bikes, and houses for over 25
years.
> > I hear what guys are paying much lower for insurance with Progressive,
> > AllState, Dairyland, etc, but when I go to them for a quote, I always
wind
> > up with either, about the same (which is a no brainer if you ever had a
> > claim with USAA because they are great) or more.   I've even had guys
put
> > things like $200 a year for their coverage on a list.  Yea, 1986
Concours,
> > blue book of 50 cents and they live in North Dakota where you have to
wait
> > for a congressman to come along to run you over AND they only have one
of
> > those in the entire state (please, this is not a cheap shot at the
> Dakotas).
> >
> > If you think I'm full of crap, please point me at one of the low cost
> > outfits and I'll get my USAA policy and compare them apples to apples
then
> > I'll post the results.
> > Rod
> >
>
>
>
>
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>



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